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Why Pet Insurance Matters
Unexpected veterinary costs can be substantial. Pet insurance helps ensure that financial considerations don’t stand in the way of the care your pet needs. We encourage all new clients to consider pet insurance, ideally before any medical issues occur.
What to Look For
- Coverage for accidents and illnesses (not just accidents)
- Reimbursement-based plans (you pay us, the insurer reimburses you)
- Low deductibles and high annual limits
- Coverage for hereditary and chronic conditions
- No restrictions on which veterinarian you use
We Work With All Insurers
We work with all major pet insurance providers. We can provide itemized invoices and medical records needed to submit your claim. Ask our front desk team for a detailed receipt after your visit.
Popular providers our clients use include: Trupanion, Embrace, Nationwide, ASPCA Pet Insurance, Healthy Paws, and Figo. We recommend comparing plans at petinsurancereview.com.
Pet Insurance 101
* We do not endorse any specific insurance company. The links are for informational purposes only.
Compare Insurance Policies
Choosing Coverage
Key Questions to Ask About the Insurance Provider:
- Does my veterinarian recommend this provider?
- Are the insurance professionals certified and licensed?
- How are renewals handled?
- What is the complaints and appeals process?
- Is there a trial period?
- Are there exclusions based on species, breed, or age?
- Can I choose my own veterinarian?
Important Questions to Ask About the Policy:
- What’s included in the policy?
- Can I afford the premiums, deductible, and copays?
- Does the policy cover chronic, hereditary, or preexisting conditions?
- Are there preventive care options available?
- Are there any exclusions?
- How do claims get submitted, and what’s the reimbursement timeline?
- How is reimbursement determined?
FAQs About Pet Health Insurance
Ready to Schedule a Visit?
New patients and emergency appointments always welcome at Overpeck Creek Animal Hospital.